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shockbot/utils
David Blass 6e94f513df feat(billing): monthly Router spend limits (hard-cap + alert-only) (#748)
* feat(billing): monthly router spend limits (hard-cap + alert-only modes) (#660)

Per-account ceiling on the sum of `router_topup` invoices (pending +
succeeded) for the current UTC calendar month. Closes a gap where a
runaway agent loop, leaked PR trigger, or stuck workflow could
auto-reload indefinitely with no aggregate per-month ceiling.

Two enforcement modes via `RouterLimitMode` enum:
  - `hard_cap`: refuse new auto-reloads; PR comment via reserveRun;
    402 `router_monthly_limit` from /api/proxy-token; email + banner
  - `alert_only`: auto-reload keeps flowing; email + banner only,
    first breach per UTC month

Enforcement is split across reserveRun (pre-dispatch paywall comment)
and /api/proxy-token phase-1 (mid-run 402). Both surfaces read through
the same `getRouterSpentThisMonthCents` helper so the dashboard, the
dispatch gate, and the auto-reload gate can't disagree.

Email dedup uses `Account.routerLimitNotifiedMonth` (YYYY-MM string),
claimed atomically inside the phase-1 SERIALIZABLE txn so concurrent
reloads breaching together send exactly one email. Read-time
comparison with the current month re-arms on rollover — no cron.

Admin surface: `RouterLimitBanner` (reuses `DelinquencyBanner` shell)
above the Router/BYOK tabs in `ModelAccessCard`, with a popover
"Adjust limit" form that PATCHes the existing
/api/account/[owner]/billing/settings route. Same `assertBillingAdmin`
gate that owns the other billing settings — no new auth surface.

See wiki/billing.md § Router monthly spend limit for the full
contract + edge cases.

Co-authored-by: Cursor <cursoragent@cursor.com>

* fix(billing): anneal pass on monthly Router spend limit (#660)

Round-1 review across 5 lenses (billing-subsystem, correctness,
security, operational-readiness, research-validated-assumptions)
surfaced one critical + three actionable major findings on top of
[#748](https://github.com/pullfrog/app/pull/748).

**Critical — CAS never matched NULL.** `claimRouterLimitNotificationSlot`
used Prisma `NOT { routerLimitNotifiedMonth: monthKey }`, which compiles
to `field != value` — UNKNOWN (not TRUE) against the post-migration
`NULL` default. First breach for any account would never claim the
slot, never stamp the row, and never fire the email (hard_cap or
alert_only). Replaced with `OR: [{ field: null }, { field: { not:
monthKey } }]`, mirroring the `maybeNotifyLowBalance` pattern.

**Major — email gap on manual-top-up over cap.** Breach email was only
wired through `/api/proxy-token`. A manual `/billing-top-up/<owner>`
that crosses the cap blocks dispatch via `reserveRun` but never hits
proxy-token, so the user got the PR comment but no email. Wired the
CAS + `after(maybeNotifyRouterLimit)` into `reserveRun`'s
PaywallError catch (the SERIALIZABLE txn rolled back when we threw,
so we re-claim with the global client; single-statement CAS is its
own race boundary against concurrent proxy-token claims).

**Major — PR paywall comment leaked $ figures.** `router_limit` body
embedded `($X of $Y)` in a comment visible to anyone with PR read
access (public repos, forks, outside collaborators). Other paywall
types deliberately avoid amounts. Removed; deep link still points to
the authenticated console for the figures.

**Medium — observability.** Added `[router-limit]` structured logs at
the three enforcement sites (proxy-token hard_cap 402, proxy-token
alert_only breach, reserveRun paywall) so on-call can grep "did the
cap fire for customer X this month."

**Medium — customer docs.** Added a `### Monthly spend limit` section
to `docs/billing.mdx` (Mintlify) describing the two modes and the
manual-top-up caveat.

**Doc — refund/dispute interaction.** Documented in `wiki/billing.md`
that the cap inherits the existing webhook semantics: disputed
`router_topup` drops from the sum (cap briefly un-trips); refunds
don't flip status today so refunded top-ups keep counting. Matches
wallet behavior — not redefined here.

Accepted as-is (documented or pre-existing): `after()` reliability vs
stamp-before-send tradeoff, alert_only email fires before Stripe
phase-2, proxy-token reads limit fields outside SERIALIZABLE scope
(brief TOCTOU on admin lowering cap), stale paywall comment on cap
clear, no global kill switch (per-account `alert_only` flip is the
practical kill switch), no audit log on cap changes (no existing
audit infra), action version not bumped (separate release commit).

Co-authored-by: Cursor <cursoragent@cursor.com>

* fix(billing): anneal round 2 on monthly Router spend limit

Round-2 anneal (billing-subsystem, correctness, research-validated,
user-journey, operational-readiness) surfaced a critical merge conflict
and a handful of major correctness + UX gaps on top of [#748](https://github.com/pullfrog/app/pull/748).

**Critical — merge conflict.** While #748 was open, [#755](https://github.com/pullfrog/app/pull/755) extracted
`formatBillingErrorSummary` from `action/main.ts` to
`action/utils/billingErrors.ts`. The PR's new `router_monthly_limit`
arm still lived in `action/main.ts`. Took main's slim orchestrator
wholesale; moved the arm into the extracted file.

**Major — cap = payments only, not dispatch.** `reserveRun` was
pre-empting all PR-comment / `/trigger` dispatch on `spent >= limit`
regardless of wallet balance, contradicting the cap's positioning as
"ceiling on what you pay." An account with $500 of paid-up wallet and
a breached $100 cap couldn't trigger any new run via the comment
path, while GitHub UI re-runs (which bypass `reserveRun`) succeeded —
surface inconsistency. Deleted the pre-dispatch gate; `/api/proxy-token`
is now the sole enforcement point, refusing only the next auto-reload
that would push past. Wallet credit always drains. Dropped the now-dead
`router_limit` arm in `buildPaywallCommentBody`, the dead
`routerSpentCents`/`routerLimitCents` fields on `PaywallError.detail`,
and the post-paywall email-fire David added — all unreachable.

**Major — split `manual_topup` from `router_topup`.** Manual on-session
top-ups at `/billing-top-up/<owner>` were landing as
`Invoice.kind = "router_topup"` and counting toward the cap. The cap
exists to brake *passive* runaway (auto-reload loops); a manual top-up
is a deliberate click-through that the user owns. Added
`InvoiceKind.manual_topup`, flipped the manual write site +
`createTopUpCheckoutSession` metadata, broadened wallet /
reconcile / billing-report reads to `kind IN (router_topup,
manual_topup)`, and scoped `getRouterSpentThisMonthCents` (the cap
aggregate) to `router_topup` only. Worked example: cap=$300,
reload=$100 → exactly three reloads succeed; a fourth is blocked.
Historical rows stay labelled `router_topup` (no backfill); the
asymmetry is small and accepted since the manual flow only existed
alongside auto-reload for a brief window. Extended the
`invoices_kind_matches_stripe_columns` CHECK so `manual_topup` follows
the same shape as `router_topup` (PaymentIntent-backed, no
stripeInvoiceId); split into a second migration because PG forbids
using a freshly-added enum value in the same transaction.

**Major — email reframed around the triggering reload event.** The
`alert_only` body was reporting a pre-eager-write `spentCents` while
the dashboard reads the post-commit value, so email and dashboard
disagreed by exactly one reload. Both flavors now say "Your most
recent $50 auto-reload brought you over your $300 monthly limit"
instead of a running spent-of-cap total — no reconciliation needed,
no more "you've hit your monthly cap" copy firing for partial breaches
(spent=$80 of $100, reload=$30 would have triggered that wording).

**Major — `/trigger/<owner>/<repo>/<n>` paywall copy.** Hardcoded
"You've used your 30 free runs this month. Add a card to continue at
7¢/run." regardless of `detail.reason`. Branched on `cap` vs
`delinquent` so each paywall surfaces actionable copy with the right
CTA. `router_limit` no longer flows through here (per F4 above).

**Major — RouterLimitBanner.** Added an `isAlertBreached` visual
state (amber palette) so an `alert_only` account at $240 of $200 no
longer renders in the same neutral zinc chrome as a healthy under-cap
account. Updated popover copy to reflect the auto-reload-only scope.

**Medium — paywall log line.** Added `detail.reason` to the
`[Installation X] paywall:` log so on-call grepping for "why was this
paused" can distinguish `cap` from `delinquent`.

**Cleanup.** Dropped dead `utcMonthKey` import + re-export in
`maybeNotifyRouterLimit.ts`. Renamed file-internal `reconcileRouterTopup*`
fns + their reconcile-kind labels to `reconcileTopup*` / `topup_*`
since they now handle both kinds. Updated wiki/billing.md +
docs/billing.mdx + schema doc comments throughout.

Co-authored-by: Cursor <cursoragent@cursor.com>

* refactor(billing): drop routerLimitNotifiedMonth sentinel; rely on Resend idempotency-key

The sentinel was the same anti-pattern as `routerLowBalanceEmailedAt`
sitting next to it — a single-purpose state column on `Account` that
encoded a date as a string and required a custom CAS predicate to
read/write race-safely. Plus it had real holes: Resend send failure
left the sentinel stamped and the account silently un-emailed for the
month (F11), mode flips mid-month didn't re-arm (F9), and cap-lowered
edge cases never fired at all.

Replace it with: fire `maybeNotifyRouterLimit` on every breaching
reload, let the Resend `Idempotency-Key`
`router_limit:<accountId>:<monthKey>:<mode>` collapse repeats inside
Resend's 24h dedup window. Continuously-breaching accounts get ~1
reminder per day; brief Resend outages self-heal because the next
breaching reload re-attempts the send. Mode is in the dedup key so
`alert_only → hard_cap` mid-month re-arms a fresh email with the
appropriate copy.

Drops `Account.routerLimitNotifiedMonth` and
`claimRouterLimitNotificationSlot`; simplifies the proxy-token
phase-1 branch significantly. Net diff is negative LOC and the data
model loses a single-purpose sentinel.

Migration was branch-local — never deployed — so I edited the original
add-cap migration in place to drop the column from the ALTER TABLE
rather than chain a drop-column migration on top. Preview Neon
branches reset automatically on history rewrite per wiki/migrations.md.

Co-authored-by: Cursor <cursoragent@cursor.com>

* fix(billing): hide RouterLimitBanner when no cap is configured

The banner was unconditionally rendered for every billing-enabled
account, including pure-BYOK admins who never touch Router. They got
"No monthly spend limit / Router has spent $0.00" + a divider as
visual noise on the model access page — basically nagging them to set
a feature they may not want. Running without a cap is valid; we don't
nag.

ModelAccessCard now gates the banner block (banner + dividers) on
`routerMonthlyLimitCents !== null`. RouterLimitBanner drops the
no-limit visual state, the "Set monthly limit" CTA text, and the dead
`hasLimit` branching. Cleaner three-state shape (under cap / amber
breached / brick breached).

Discoverability: no-cap users no longer see a UI affordance to set
one. That's deliberate — the cap is a power-user feature documented
in docs/billing.mdx. If discoverability becomes an ask, we can add a
small inline link inside RouterWalletSection without bringing back
the always-visible banner.

Resolves the only outstanding finding from cursor bugbot's review of
ff5328c (banner-visible-for-byok thread).

Co-authored-by: Cursor <cursoragent@cursor.com>

* docs(billing): docs/wiki match new "no banner without a cap" reality

Pullfrog bot review of f7672ca pointed out the customer docs still
told users to "Set the cap from the **Monthly spend limit** banner in
the **Model costs** card" — but after hiding the banner for no-cap
accounts there is no such banner to use until you already have a cap.
Catch-22 for first-time setup.

Rewrote docs/billing.mdx to be self-contained: explain what the cap
is, what the two modes do, what the banner shows *once configured*,
and direct admins to PATCH the billing settings endpoint (or reach
out to support) for first-time setup. Cap is positioned as optional;
running without one is the documented default.

Wiki paragraph in wiki/billing.md updated to match — banner is only
rendered when a cap exists, three visual states (under / amber / red),
no first-time-setup UI nag by design.

Co-authored-by: Cursor <cursoragent@cursor.com>

* fix(billing): move monthly cap into RouterWalletSection as a normal settings row; drop the banner entirely

The standalone `RouterLimitBanner` was the wrong shape. It only
rendered when a cap was already configured (so there was no UI to
discover the feature in the first place — first-time setup required
hitting the API directly), and it occupied prominent real estate above
the tabs to surface state that already lives in the row's own input
when the form moves down where it belongs.

New shape: monthly cap is just a third row inside `RouterWalletSection`
sibling to **Auto-reload amount** and **Auto-reload threshold**. Gated
the same way (card on file + auto-reload enabled — the only state
where the cap actually means anything). Empty input → no cap, with
placeholder "No limit". Setting a number reveals a **Behavior at
limit** toggle built on the same `Tabs` slider component used for the
Router/BYOK tab switch, so the look matches the rest of the card.

Deletes:
- `RouterLimitBanner` component (212 lines)
- banner mount + conditional + spacers in `ModelAccessCard`
- `AlertTriangle` is still imported (used by `DelinquencyBanner`)

Adds:
- one settings row in `RouterWalletSection` with the cap input + mode tabs
- `routerMonthlyLimitUsd` / `routerLimitMode` plumbed through the
  existing `saveSettings` helper (widened to accept `string | null`)
- `Tabs` / `TabsList` / `TabsTrigger` import

Docs + wiki updated to match the new shape; the customer doc no
longer points at a banner that won't appear.

Co-authored-by: Cursor <cursoragent@cursor.com>

* fix(billing): split monthly cap input and Behavior-at-limit toggle into separate rows with hr between

Previously bundled both into one row block. Restructure: cap input is
its own row; Behavior-at-limit Tabs gets a sibling row with the
standard `h-5 + hr + h-5` separator between (matching the rhythm of
auto-reload amount → threshold → monthly cap). Mode-toggle row is
gated on `routerMonthlyLimitCents !== null` so the hr + tabs only
appear once a number is in the cap input.

Co-authored-by: Cursor <cursoragent@cursor.com>

* fix(billing): right-justify Behavior-at-limit Tabs to mirror Auto-reload toggle row

Same `flex items-center justify-between gap-3` layout as the
Auto-reload row: label group on the left, control on the right.
Drops the vertical stack in favour of the horizontal one — looks
identical to the toggle row directly above.

Co-authored-by: Cursor <cursoragent@cursor.com>

---------

Co-authored-by: Cursor <cursoragent@cursor.com>
Co-authored-by: Colin McDonnell <colinmcd94@gmail.com>
2026-05-20 01:38:36 +00:00
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